Welcome to the Northwest Financial Associations’ (NWFA) Employee Benefits Trust! The Trust offers a full range of employee benefit programs and services to help meet the needs of your Financial Institution. In addition to our product offerings, we pride ourselves on providing excellent service to our clients and their employees.
TO REQUEST A QUOTE OR FOR MORE INFORMATION
Please contact the association team at DiMartino Associates:
DiMartino Associates
Phone: 206-623-2430
OREGON
Benefits Program Information
Membership Information | 2023 Plan Menu | Quote Checklist
Quote Census Template | Non-Bank Membership Information | Contact List | SPD
New Groups Setup Paperwork
New Group Setup Checklist | 2023 Group Master Application
2023 Employee Enrollment Form | 2023 Voluntary Coverages
Enrollment Census Template | EFT Authorization Form | SIMON Access Request Form
Medical Plan Information | Regence Blue Cross Blue Shield of Oregon
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Medical Plan Summaries (SBCs)
Effective January 1, 2023 – December 31, 2023
Note: SBCs are not network specific
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 100|7900 HSA 80|1500
HSA 80|2500 HSA 80|3500 HSA 80|5000
Medical Plan Booklets
Effective January 1, 2023 – December 31, 2023
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 100|7900 HSA 80|1500
HSA 80|2500 HSA 80|3500 HSA 80|5000
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Medical Plan Summaries (SBCs)
Effective January 1, 2022 – December 31, 2022
Note: SBCs are not network specific
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 100|7900 HSA 80|1500
HSA 80|2500 HSA 80|3500 HSA 80|5000
Medical Plan Booklets
Effective January 1, 2022 – December 31, 2022
PPO 80|500 PPO 80|1000 PPO 80|1500 PPO 80|2000 PPO 80|2500
PPO 80|3000 PPO 80|3500 PPO 80|5000 PPO 70|1500 PPO 70|2000
PPO 70|2500 PPO 70|3000 PPO 70|5000 PPO 100|7900 HSA 80|1500
HSA 80|2500 HSA 80|3500 HSA 80|5000
Dental Plan Information
Groups of 1-59 covered employees: Employer may offer in any combination, 1 DDW plan* + the Willamette Dental plan.
Groups of 50+ covered employees: Employer may offer in any combination, 2 DDW plans* + the Willamette Dental plan.
*If offering dual choice, a minimum of 10 employees must be enrolled in the DDW plan
2023 Delta Dental of Oregon (DDO)
Plan B (Incentive) Plan C (With OON) Plan E Plan F Plan G
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2023 Willamette Dental
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2022 Delta Dental of Oregon (DDO)
Plan B (Incentive) Plan C (With OON) Plan E Plan F Plan G
2022 Willamette Dental
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2022 Dental Summaries
Plan A (Incentive) Plan B (Incentive) Plan C
Orthodontia Rider
2022 Dental Summaries With Ortho
Plan A (Incentive)+Ortho Plan B (Incentive)+Ortho Plan C+Ortho
Plan D+Ortho Plan E+Ortho Plan F+Ortho
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Vision | VSP
Vision Summaries
Vision Plan 1 Vision Plan 2 Vision Plan 3 Vision Plan 4
Employee Assistance Program
If the employer has selected medical coverage through The Trust, all employees are automatically enrolled in the First Choice EAP – 3 Visit model. An employer may elect to Buy-Up to the First Choice Enhanced EAP – 5 Visit model at an additional cost.
Group Life/AD&D, STD & LTD – Standard Insurance
100% of eligible employees must participate
Life/AD&D Summaries
Plan 1 – 1 X Annual Salary to $300K Plan 2 Plan 2.5 Plan 3 Plan 5 Plan 6 Plan 7
STD Plan Summaries
LTD Plan Summaries
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6
Voluntary Life/AD&D – Standard Insurance
Employee: 5 X Annual Salary to $300,000; Guarantee Issue $80,000
Spouse: 50% of Employee Election to $150,000; Guarantee Issue $20,000
Children: 50% of Employee Election: $5,000 or $10,000; All Guarantee Issue
Employee: 10 X Annual Salary to $500,000
If dependents are elected, the amount of insurance will be as follows:
Spouse Only: 50% of Employee amount
Children Only: 20% of Employee amount for each child
Spouse & Children: 50% of Employee for Spouse, 5% of Employee for each child