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Affordable Housing

Through the Bankers Care initiative, banks across Washington help expand access to affordable housing and support stable homeownership in the communities they serve.

 

Banks work closely with housing authorities, nonprofit developers, and local builders to help families find and afford homes — especially in today’s challenging housing market.

First-Time Homeownership Made Possible


A single mother earning below the area median income worked closely with her local community bank and the Washington State Housing Finance Commission to purchase her first home.

 

Through down-payment assistance and personalized guidance, what once felt impossible became a reality — highlighting how local banking partnerships open doors for working families.

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Affordable & Workforce Housing Projects


Banks have helped finance affordable housing developments such as cottage homes and townhomes designed for working families.

 

These projects — built in partnership with local builders — provide attainable housing options for teachers, healthcare workers, and first responders who want to live in the communities they serve.

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Partnerships With Nonprofit Housing Providers


Banks partner with mission-driven nonprofit developers to finance housing for seniors, families exiting homelessness, and residents with fixed or limited incomes.

 

These projects often depend on bank financing to move forward and remain affordable over the long term.

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Serving Rural & Underserved Communities


In many rural and small-town communities across Washington, community banks are often the primary — and sometimes only — source of mortgage lending.

 

Relationship-based lending helps ensure families can buy homes.

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Rebuilding After Wildfires & Disasters


In wildfire- or disaster-impacted areas, banks provide assistance and help finance home repairs, rebuilding efforts, and new construction, enabling families to remain in their communities and recover more quickly.

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